A Smart and Easy Way to Pay off Your Mortgage

A Smart and Easy Way to Pay off Your Mortgage
A Smart and Easy Way to Pay off Your Mortgage
Photo Credit: Jan_S/Shutterstock.com

Are you struggling to pay off your mortgage? Have you ever heard of a government program called the Home Affordable Refinance Plan (HARP program)? Well, if your answer to the first question was yes, then the HARP program is here to rescue you! This program can greatly benefit millions of Americans by decreasing their monthly payments by as much as $4,264 each year.

Unfortunately, this program will most likely expire by the end of this year, so it is imperative that you take advantage of it while you can. The good news is, once you are in the program, you are in the program forever. So if you are looking to lower your payments, pay off your mortgage faster, and possibly take out some cash with your accrued equity, it is necessary that you act now.

The HARP program one hundred percent free to see if you qualify. Do not be fooled into believing that this program is too good to be true! It is a no-cost government program that was created to be very easy to sign up for.

The HARP program was created by the government beginning in 2008 to make it easier for middle class homeowners to make it through the recession by providing the opportunity to reduce their mortgage payments.

In order to make it even easier for homeowner to qualify, some specific requirements for the program such as minimum credit scores and equity requirements have been relaxed. The HARP program is one of the most effective opportunities for homeowners to lower monthly mortgage payments. As a middleclass homeowner, it would be extremely smart of you to apply to refinance under the HARP program, even if you have previously applied under a different program and been turned down. Check today to see if you qualify for the HARP program by visiting the HARP Eligibility Website.

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